As a homeowner, one of the expenses you face is homeowner's insurance. Homeowner's insurance is one of the best ways to protect the investment you made in your home. However, there are a few lesser-known ways you can work to cut the cost of your homeowner's insurance premium. 1. Don't File Small Claims One way to keep your premium down is to avoid running to your insurance provider every time something minor happens to your home.

Filing an auto insurance claim after a covered event can cause frustration. You often don't think about claim filing beforehand, so the process may seem overwhelming if you are not prepared. The good news is that many insurance companies make basic claim filing fairly easy. However, you will need to provide certain information and evidence to back up your claim. Here is more information about what to do after a covered event and basic information about the claim process.

When purchasing an auto insurance policy many people simply search for a quote with the lowest possible monthly payment. The problem with this approach is that securing the lowest monthly payment amount can often mean securing the least amount of coverage too. This can leave you without the coverage you really need if an accident occurs. This is why it is so important to determine exactly what type of coverage you require before purchasing an insurance policy.

Many people have to deal with at least one insurance claim at some point. If you're not in the insurance field, dealing with an insurance claim can be stressful and overwhelming, especially if it is a very large claim, such as when a home is destroyed by fire. In the event that you're going through the process of filing a major insurance claim, one of the best things that you can do is hire a public insurance claim adjuster.

The creation of the Consolidated Omnibus Budget Reconciliation Act, or COBRA, let many people keep their fantastic health insurance after they left a job. COBRA lasts only a year, but it's often enough to keep people well-insured as they deal with transitioning to another job. COBRA is expensive, and the rules can be complicated when switching from COBRA insurance to private health insurance or insurance through another job. While your benefits office should be able to handle most calls, it's often better to have a dedicated benefits service take over the files of employees who are using COBRA.