Property insurance encompasses a category of insurance policies that protect physical property, and the category is as diverse as the different kinds of property that people and businesses own are. Here are just a few of the more common types of property insurance. Homeowners Insurance Homeowners insurance is one of the most widely purchased types of property insurance, since almost everyone who owns a house needs a homeowners policy.  Within a homeowners policy, there are several property-specific coverages that might be available:

Hiring a fire damage insurance claims public adjuster to represent your interests may seem like a bit of a leap. There are, however, a few good reasons why you should consider getting in touch with one. The Insurance Company Has an Adjuster Claims adjusters are professionals who are sent to assess the nature of a claim and to determine how valid it might be. Their mission is to pay out claims on all cases that are valid.

One of the monthly expenses you may have is homeowner's insurance. Keeping this in place will allow you to protect your property in the event of a catastrophe. However, you'll want to do all you can to keep the cost of this service down and knowing how to is a great place to start. 1. Don't go with the first quote It can be tempting to simply get one quote and sign up for insurance with this provider.

A home is an expensive investment, and no homeowner wants to deal with serious damage to their property. But sometimes, accidents or unexpected events happen that may require you to file a claim on your homeowners' insurance policy. If you've never had to do this before, you may be confused about what to expect. Keep reading to learn what steps you should take if you need to make a home insurance claim.

Your teen finally has their learner's permit. Now's the time to start preparing for changes to your auto insurance. The right insurance coverage is crucial when you have a teenage driver in the family. Here are four of the steps you need to take now that your teen is preparing to receive their driver's license. Notify Your Insurance Company If your teen has their learner's permit, contact your insurance company as soon as possible.

Criminal activities in your neighborhood can affect your auto insurance rates. Below are some of the crimes that can affect your rates, and how to mitigate the effect. The Major Crimes Many types of crimes can affect auto insurance rates, but the following are the ones to worry about the most. Auto Theft If you have comprehensive coverage and your car gets stolen, your auto insurance carrier may compensate you.

General liability insurance and professional liability insurance are two types of commercial insurance that cover you when you're sued by a customer or another business. However, the matters that they cover are quite different. How can you tell which types of coverage your business needs in order to protect itself legally? Read on to learn what each type of insurance covers and how to tell if your business needs to carry professional liability insurance as part of its commercial insurance policy.

When you got pulled over after a night out with friends, you probably knew what was coming next — an arrest. If you drink before you get in a car to drive home, you always take the risk of getting arrested for a DUI. Fortunately, many people who get DUIs can continue driving afterward, but they often need SR-22 filings. Here are three reasons that an SR-22 is a common requirement after a DUI.

If you ever went through a car accident and had no vehicle to drive while your car was in the shop getting fixed, you probably wish you had rental reimbursement coverage insurance. Have you heard of this type of coverage? If not, you should continue reading to learn more about what it is and how it works. After learning these things, you might want to call your agent and add it to your policy.

As a budding photographer, you need the right commercial insurance coverage to protect your business. Here are some of the various forms of coverage your insurance should include. Business Property The premier coverage you cannot miss is that of business property insurance. You need this coverage to protect you from loss, theft, or damage of your photography property. That way you won't miss work because your filters, tripod stands, camera, or computer have suffered electrical damage.