Are Guaranteed Or Non-Guaranteed Rates Of Return Better?
As you look through your options for permanent life insurance, the cash value benefit may seem like a great draw. Who wouldn't want to watch their life insurance grow, giving them more money to use during their lifetime? But that cash value, of course, comes with a catch, and that is the choice you have to make between guaranteed and non-guaranteed life insurance. As you can guess from the names, one is more stable than the other, but that's not the only consideration.