4 Types of Optional Coverage to Include on Your Homeowner's Insurance Policy
A basic homeowner's insurance policy is extensive, but it doesn't cover everything, which is why many people opt to customize their policy by adding option coverage to it. There is a wide range of different types of optional coverages you can add to your homeowner's insurance policy.
#1: Personal Property Endorsement
If you have any expensive personal property, like a very valuable piece of jewelry or an expensive piece of artwork that alone exceeds the personal property limits for your policy, you will need to get a scheduled personal property endorsement.